Lightly grease 8 mini loaf forms with baking spray or butter
Sieve both flours, baking powder, salt and cayenne pepper together in a large bowl. Add cheese and mix
Make a well in the centre of the mixture and add egg and 250ml (1 cup) of milk. Gently mix with a wooden spoon until just combined, add extra milk only if the mixture appears too dry. Beware of over mixing
Divide mixture evenly into prepared loaf forms. Place into preheated oven and cook for 35-40 minutes or until golden brown and crisp on top
Remove from oven and cool completely. Remove from loaf tins. Serve right away, or store covered in pantry for up to 36 hours
To serve, cut in half lengthwise. Heat a stovetop flat plate or barbeque plate to medium high and toast each half on each side. Alternatively, place each half into a preheated toasted sandwich maker, or panini machine, and toast both sides until slightly crisp. Serve hot with butter.